New accounts added by xmlAPI will not inherit settings from "new Accounts" template

When adding new accounts through the xmlAPI I can't seem to get the settings I want for "Remote Administration" settings. Specifically edit password so the user can change to a different password than the one we create for them.

My first assumption was that ALL new accounts inherited these settings.

I tried to include them in the request (see example) but still no luck.

The account gets created and has some settings per the default template but not the ones I need.

this is my request and response:

--- [Start request] ------------------------------------------------------------+
 > Logging in ...
 > sending ...
////////////////////////////////////////////////////////////
<?xml version="1.0" encoding="utf-8"?><MDaemon><API><Request encoding="utf-8" version="19.5.0" echo="1" verbose="1">
    <Operation>CreateUser</Operation>
        <Parameters>
            <Domain>mxxxx.com</Domain>
<Mailbox>spip20</Mailbox>
<Details>
<FullName>spip20</FullName>
<Frozen>No</Frozen>
<Disabled>No</Disabled>
<MustChangepassword>No</MustChangepassword>
<DontExpirePassword>Yes</DontExpirePassword>
<Password>XXXX</Password>
</Details>
</Parameters>
    <RemoteAdmin>
<Enabled>1</Enabled>
<EditFullname>1</EditFullname>
<EditPassword>1</EditPassword>
<EditFwd>1</EditFwd>
<EditAutoResponder>1</EditAutoResponder>
<EditImapRules>1</EditImapRules>
</RemoteAdmin>
</Request></API></MDaemon>

////////////////////////////////////////////////////////////
--- [Debug response] ------------------------------------------------------------+
 > recieving ...1459 bytes
////////////////////////////////////////////////////////////
<?xml version="1.0" encoding="utf-8"?>
<MDaemon>
<API>
<Request encoding="utf-8" version="19.5.0" echo="1" verbose="1">
    <Operation>CreateUser</Operation>
        <Parameters>
            <Domain>mxxxx.com</Domain>
<Mailbox>spip20</Mailbox>
<Details>
<FullName>spip20</FullName>
<Frozen>No</Frozen>
<Disabled>No</Disabled>
<MustChangepassword>No</MustChangepassword>
<DontExpirePassword>Yes</DontExpirePassword>
<Password>XXXX</Password>
</Details>
</Parameters>
    <RemoteAdmin>
<Enabled>1</Enabled>
<EditFullname>1</EditFullname>
<EditPassword>1</EditPassword>
<EditFwd>1</EditFwd>
<EditAutoResponder>1</EditAutoResponder>
<EditImapRules>1</EditImapRules>
</RemoteAdmin>
</Request>
<Response version="19.5" session="18301082" et="10.106285">
<Status id="0" value="0x00000000" message="The operation completed successfully."/>
<ServiceName>Management Web Service (64bit) for MDaemon Messaging Server</ServiceName>
<ProductVersion>19.5.0</ProductVersion>
<ServiceVersion>19.5.0.5</ServiceVersion>
<SERVER_NAME>XXXX</SERVER_NAME>
<DOMAIN>XXXX</DOMAIN>
<URL>/MdMgmtWS/</URL>
<AUTH_USER>XXXX</AUTH_USER>
<TimeStamp>2019-10-15T10:55:18.000Z</TimeStamp>
<Uptime>16 days 4 hours 41 minutes 50 seconds</Uptime>
<Operation>CreateUser</Operation>
<Result>
<User id="spip20" displayname="spip20" domain="mxxxx.com"/>
</Result>
</Response>
</API>
</MDaemon>
////////////////////////////////////////////////////////////

any assistance would be appreciated